What is the Difference Between a Condo and a Townhome?

If you’re looking for a place to live and want a tiny home, consider a condo or a townhome. The difference between the two is in the front, back, side, and side yard maintenance. You’ll own the inside of the townhouse and pay HOA fees for the upkeep of the exterior.

Buying a condo vs. a townhome

There are many advantages to owning a condo. Many condos are close to the city center and perfect for those who are looking for condos for sale in Clayton MO and who don’t mind sharing their space with others. In addition, many condominiums have additional amenities that make them an excellent option for busy people. An HOA fee usually covers these extras. While the cost of a condo may be lower, it doesn’t mean you will never have to pay maintenance or other expenses. Most townhouses are part of a building and are shared by several tenants.

HOA fees

The HOA fees for condos and townhome associations vary from building to building. They can run anywhere from $100 to a thousand dollars per year. The community’s board of directors often sets the fee amount. As a result, it is essential to know what to expect. HOA fees are based on the size of the complex, the amenities offered, and the property’s location. For example, a luxury condominium complex may include fancy fountains and landscaping, elevators, security personnel, and a spa. The fee may also cover snow removal. Since they generally have more amenities, condominiums and townhomes generally tend to have higher HOA fees than single-family homes.

If the fees are unpaid, the association may take legal action. They may evict you or place a lien on your property if they do not receive payment. This lien can prevent the sale of the property, which can ultimately lead to home foreclosure.


When it comes to choosing a home, you’ve got many options. Townhouses are typically one story, while condos can be several stories. However, there are some significant differences between the two, and it’s essential to understand them before making your final decision. The most crucial difference is ownership, which will help you decide which is best for your needs and lifestyle. Unlike townhomes, condos belong to a building or community of other owner-tenants. This means you’ll share walls with your neighbors and ceilings and floors. Choosing a townhome or a condo comes down to a few essential factors. A townhouse is typically more expensive than a condo due to its square footage. Of course, other factors, such as location, may also affect the cost. For example, a small-sized townhouse might cost just as much as a large-sized townhouse.


There are several factors to consider when evaluating the cost of a condo or townhome. For starters, you need to budget for the maintenance of the property. This will depend on the condition of the mechanicals in the unit. In addition, you may have to pay additional fees to maintain the exterior. However, this will likely be less than the monthly maintenance cost for a home. Another difference between a condo and a townhome is their square footage. A townhome will typically have more space than a condominium, but it will also come with the premium of owning the building. Some townhomes are three stories, while others may only have one. However, many people prefer the single-floor layout and open floor plan of a condo.


When it comes to buying a condo or townhome, you need to know what the rules are before you sign anything. These regulations can vary from building to building, but they are intended to protect you and elevate the value of your home. You can learn more about the rules for condos and townhomes at leading condo and HOA news sources. One of the most significant differences between townhomes and condos is the amount of common space. Townhouses usually share only one or two walls with other properties. At the same time, the condominium association maintains the owners of a townhouse on the interior of their unit, the property’s exterior, and common areas.